MICR Code: 145240003

Bank: HDFC Bank
IFSC Code: Hdfc0002459
MICR Code: 145240003
Address: Hdfc Bank Ltd, Opposite Bharat Flour Mills, Dalhousie Road, Pathankot, Gurdaspur Punjab 145001
City: Gurdaspur
District: Gurdaspur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 145240003.

  • In this case first three codes 145 is city code and it represents city Gurdaspur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Hdfc Bank Ltd, Opposite Bharat Flour Mills, Dalhousie Road, Pathankot, Gurdaspur Punjab 145001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.