MICR Code: 146240003

Bank: HDFC Bank
IFSC Code: Hdfc0001362
MICR Code: 146240003
Address: Near Govt College Chowk Near Govt College Chowk Hoshiarpur Sutheri Road
City: Hosiarpur
District: Hoshiarpur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 146240003.

  • In this case first three codes 146 is city code and it represents city Hosiarpur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Near Govt College Chowk Near Govt College Chowk Hoshiarpur Sutheri Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.