IFSC Code: Hdfc0003495
IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.
The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.
First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.
Let's decode IFSC code Hdfc0003495.
- In our case IFSC code's first four characters Hdfc represents bank HDFC Bank.
- Remaining characters which are 0003495 represents branch. In our case branch is located at address Hdfc Bank Ltd., Vpo Dingrian, Teh And Distt Jalandhar, Jalandhar Punjab 144102.
The easiest way to find IFSC code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.