MICR Code: 141240023

Bank: HDFC Bank
IFSC Code: Hdfc0002188
MICR Code: 141240023
Address: Jodhan Hdfc Bank Ltd Near Aman Palace, G.T. Road, Vpo Jodhan Jodhan Punjab
City: Ludhiana
District: Jodhan
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141240023.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Jodhan Hdfc Bank Ltd Near Aman Palace, G.T. Road, Vpo Jodhan Jodhan Punjab.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.