MICR Code: 143240205

Bank: HDFC Bank
IFSC Code: Hdfc0003280
MICR Code: 143240205
Address: Hdfc Bank Ltd., Vpo. Kahnuwan, Distt Gudaspur, Distt Gudaspur, Gurdaspur Punjab 143528
City: Gurdaspur
District: Kahnuwan
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 143240205.

  • In this case first three codes 143 is city code and it represents city Gurdaspur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 205 represents branch. In our case branch is located at address Hdfc Bank Ltd., Vpo. Kahnuwan, Distt Gudaspur, Distt Gudaspur, Gurdaspur Punjab 143528.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.