MICR Code: 490240502

Bank: HDFC Bank
IFSC Code: Hdfc0003400
MICR Code: 490240502
Address: Hdfc Bank Ltd, Gram Panchayat Community Hall, Katro Dist Durg Durg Chhattisgarh 494001
City: Sangrur
District: Katron
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 490240502.

  • In this case first three codes 490 is city code and it represents city Sangrur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 502 represents branch. In our case branch is located at address Hdfc Bank Ltd, Gram Panchayat Community Hall, Katro Dist Durg Durg Chhattisgarh 494001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.