MICR Code: 140240702

Bank: HDFC Bank
IFSC Code: Hdfc0001371
MICR Code: 140240702
Address: Chandigarh Road, Kuralichandigarh Road, Kuralichandigarh Road, Kurali
City: Rupnagar
District: Kurali
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 140240702.

  • In this case first three codes 140 is city code and it represents city Rupnagar.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 702 represents branch. In our case branch is located at address Chandigarh Road, Kuralichandigarh Road, Kuralichandigarh Road, Kurali.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.