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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Punjab
  5. Ludhiana
  6. Ludhiana
  7. MICR: 141240015

MICR Code: 141240015

Bank: HDFC Bank
IFSC Code: Hdfc0001388
MICR Code: 141240015
Address: Opp. Kali Mata Mandir, Rishi Nagar, Hambra Road
City: Ludhiana
District: Ludhiana
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141240015.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 015 represents branch. In our case branch is located at address Opp. Kali Mata Mandir, Rishi Nagar, Hambra Road.

How to find micr code (for example 141240015) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.