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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Punjab
  5. Ludhiana
  6. Ludhiana
  7. MICR: 141240044

MICR Code: 141240044

Bank: HDFC Bank
IFSC Code: Hdfc0003074
MICR Code: 141240044
Address: Opp. Obc, Main Road, Vpo Maloud, Teh. Payal, Ludhiana Punjab 141119
City: Ludhiana
District: Ludhiana
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141240044.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 044 represents branch. In our case branch is located at address Opp. Obc, Main Road, Vpo Maloud, Teh. Payal, Ludhiana Punjab 141119.

How to find micr code (for example 141240044) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.