MICR Code: 142240008

Bank: HDFC Bank
IFSC Code: Hdfc0003376
MICR Code: 142240008
Address: Near Obc, Vpo Daudhar, Distt. Moga, Ludhiana Punjab 152043
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 142240008.

  • In this case first three codes 142 is city code and it represents city Ludhiana.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 008 represents branch. In our case branch is located at address Near Obc, Vpo Daudhar, Distt. Moga, Ludhiana Punjab 152043.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.