MICR Code: 147240004

Bank: HDFC Bank
IFSC Code: Hdfc0000156
MICR Code: 147240004
Address: Scf 14-15 Patiala Gatenabhapunjab147201
City: Patiala
District: Nabha
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 147240004.

  • In this case first three codes 147 is city code and it represents city Patiala.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Scf 14-15 Patiala Gatenabhapunjab147201.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.