MICR Code: 144240403

Bank: HDFC Bank
IFSC Code: Hdfc0001328
MICR Code: 144240403
Address: Hdfc Bank Ltd, Chandigarh Road, Near Govt. Senior Secondary School, Nawanshahar 144514
City: Nawanshahar
District: Nawanshahar
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144240403.

  • In this case first three codes 144 is city code and it represents city Nawanshahar.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 403 represents branch. In our case branch is located at address Hdfc Bank Ltd, Chandigarh Road, Near Govt. Senior Secondary School, Nawanshahar 144514.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.