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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Punjab
  5. Phagwara
  6. Kapurthala
  7. MICR: 144240202

MICR Code: 144240202

Bank: HDFC Bank
IFSC Code: Hdfc0000055
MICR Code: 144240202
Address: Kalra Complexgt Road, Opp. Hanuman Garhiphagwarapunjab144401
City: Kapurthala
District: Phagwara
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144240202.

  • In this case first three codes 144 is city code and it represents city Kapurthala.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Kalra Complexgt Road, Opp. Hanuman Garhiphagwarapunjab144401.

How to find micr code (for example 144240202) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.