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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Punjab
  5. Raikot
  6. Ludhiana
  7. MICR: 141240202

MICR Code: 141240202

Bank: HDFC Bank
IFSC Code: Hdfc0001384
MICR Code: 141240202
Address: Hdfc Bank Ltd354-355, Ludhiana Road, Adjoining Lic Building
City: Ludhiana
District: Raikot
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141240202.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Hdfc Bank Ltd354-355, Ludhiana Road, Adjoining Lic Building.

How to find micr code (for example 141240202) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.