MICR Code: 144240801

Bank: HDFC Bank
IFSC Code: Hdfc0001432
MICR Code: 144240801
Address: Ward No.7, Opp Canara Bank Adjoining Badwal Hospital District Hoshiarpur
City: Hosiarpur
District: Urmar Tanda
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144240801.

  • In this case first three codes 144 is city code and it represents city Hosiarpur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 801 represents branch. In our case branch is located at address Ward No.7, Opp Canara Bank Adjoining Badwal Hospital District Hoshiarpur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.