MICR Code: 313240004
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 313240004.
- In this case first three codes 313 is city code and it represents city Udaipur.
- Next three characters 240 represents bank HDFC Bank.
- Remaining characters which are 004 represents branch. In our case branch is located at address Hdfc Bank Ltd 147, Machla Marg, A Scheme, Sec 11, Hiran Magri, Udaipur Rajasthan 313004.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.