MICR Code: 632240103

Bank: HDFC Bank
IFSC Code: Hdfc0003541
MICR Code: 632240103
Address: Hdfc Bank Ltd., 82-258, Annicut Road, Poondi Vill And Post, Taluk - Wallajah Vellore Tamil Nadu 632512
City: Thiruvallur
District: Poondi
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 632240103.

  • In this case first three codes 632 is city code and it represents city Thiruvallur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address Hdfc Bank Ltd., 82-258, Annicut Road, Poondi Vill And Post, Taluk - Wallajah Vellore Tamil Nadu 632512.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.