MICR Code: 221240102

Bank: HDFC Bank
IFSC Code: Hdfc0000865
MICR Code: 221240102
Address: Plot No-52, Station Roadsant Ravidas Nagar
City: Varanasi
District: Bhadohi
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221240102.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Plot No-52, Station Roadsant Ravidas Nagar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.