MICR Code: 224240002

Bank: HDFC Bank
IFSC Code: Hdfc0000862
MICR Code: 224240002
Address: 4099, Darshan Enclave, Civil Lines, Faizabad
City: Faizabad
District: Faizabad
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 224240002.

  • In this case first three codes 224 is city code and it represents city Faizabad.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 4099, Darshan Enclave, Civil Lines, Faizabad.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.