MICR Code: 242240053

Bank: HDFC Bank
IFSC Code: Hdfc0004045
MICR Code: 242240053
Address: Hdfc Bank Ltd 266 Narainpur Khutar Dist Shahjahanpur Khutar Uttar Pradesh242405
City: Shahjahanpur
District: Khuttar
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 242240053.

  • In this case first three codes 242 is city code and it represents city Shahjahanpur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 053 represents branch. In our case branch is located at address Hdfc Bank Ltd 266 Narainpur Khutar Dist Shahjahanpur Khutar Uttar Pradesh242405.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.