MICR Code: 281240202

Bank: HDFC Bank
IFSC Code: Hdfc0000928
MICR Code: 281240202
Address: Hdfc Bank Ltd Gali No 3, Arya Nagar, Kosikalan 281403 Uttar Pradesh
City: Mathura
District: Kosi Kalan
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 281240202.

  • In this case first three codes 281 is city code and it represents city Mathura.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Hdfc Bank Ltd Gali No 3, Arya Nagar, Kosikalan 281403 Uttar Pradesh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.