MICR Code: 700240032

Bank: HDFC Bank
IFSC Code: Hdfc0000789
MICR Code: 700240032
Address: 179 Santoshpur Avenue, Santoshpur, 24 Paraganas (S) Kolkata West Bengal 700075
City: Kolkata
District: Kolkata
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 700240032.

  • In this case first three codes 700 is city code and it represents city Kolkata.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 032 represents branch. In our case branch is located at address 179 Santoshpur Avenue, Santoshpur, 24 Paraganas (S) Kolkata West Bengal 700075.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.