IFSC Code: Hpsc0000431

Bank: Himachal Pradesh State Co-Operative Bank Ltd
IFSC Code: Hpsc0000431
MICR Code: 172311002
Address: Rampur Main Bazar Pin 172001
City: Shimla
District: Rampur
State: Himachal Pradesh

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Hpsc0000431.

  • In our case IFSC code's first four characters Hpsc represents bank Himachal Pradesh State Co-Operative Bank Ltd.
  • Remaining characters which are 0000431 represents branch. In our case branch is located at address Rampur Main Bazar Pin 172001.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.