MICR Code: 175311105

Bank: Himachal Pradesh State Co-Operative Bank Ltd
IFSC Code: Hpsc0000331
MICR Code: 175311105
Address: Baldwara Tehsil Sarkaghat Pin 175033
City: Mandi
District: Sarkaghat
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 175311105.

  • In this case first three codes 175 is city code and it represents city Mandi.
  • Next three characters 311 represents bank Himachal Pradesh State Co-Operative Bank Ltd.
  • Remaining characters which are 105 represents branch. In our case branch is located at address Baldwara Tehsil Sarkaghat Pin 175033.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.