MICR Code: 176311003

Bank: Himachal Pradesh State Co-Operative Bank Ltd
IFSC Code: Hpsc0000193
MICR Code: 176311003
Address: Tundi Tehsil Sihunta Pin 176207
City: Chamba
District: Sihunta
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 176311003.

  • In this case first three codes 176 is city code and it represents city Chamba.
  • Next three characters 311 represents bank Himachal Pradesh State Co-Operative Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Tundi Tehsil Sihunta Pin 176207.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.