MICR Code: 174311056

Bank: Himachal Pradesh State Co-Operative Bank Ltd
IFSC Code: Hpsc0000118
MICR Code: 174311056
Address: Swarghat Tehsil Sri Naina Devi Ji Pin-174011
City: Bilaspur
District: Swarghat
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 174311056.

  • In this case first three codes 174 is city code and it represents city Bilaspur.
  • Next three characters 311 represents bank Himachal Pradesh State Co-Operative Bank Ltd.
  • Remaining characters which are 056 represents branch. In our case branch is located at address Swarghat Tehsil Sri Naina Devi Ji Pin-174011.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.