MICR Code: 686229004

Bank: ICICI Bank
IFSC Code: Icic0001952
MICR Code: 686229004
Address: Icici Bank Ltd., Kannothara Chirayil, Kalathipady, Vadavathoor, P.O. Kottayam, Kerala ┬Û 686010
City: Kottayam
District: Vadavathur
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686229004.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 229 represents bank ICICI Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Icici Bank Ltd., Kannothara Chirayil, Kalathipady, Vadavathoor, P.O. Kottayam, Kerala ┬Û 686010.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.