MICR Code: 812259002

Bank: IDBI Bank
IFSC Code: Ibkl0000721
MICR Code: 812259002
Address: First Floor, Khalifabagh Chowk, Bhgalpur, Bihar
City: Bhagalpur
District: Bhagalpur
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 812259002.

  • In this case first three codes 812 is city code and it represents city Bhagalpur.
  • Next three characters 259 represents bank IDBI Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address First Floor, Khalifabagh Chowk, Bhgalpur, Bihar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.