MICR Code: 854259103

Bank: IDBI Bank
IFSC Code: Ibkl0002077
MICR Code: 854259103
Address: First Floor Semaria, Near Koot Mill Post- Garhbanali Purnea 854325
City: Purnia
District: Purnea
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 854259103.

  • In this case first three codes 854 is city code and it represents city Purnia.
  • Next three characters 259 represents bank IDBI Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address First Floor Semaria, Near Koot Mill Post- Garhbanali Purnea 854325.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.