MICR Code: 497259504

Bank: IDBI Bank
IFSC Code: Ibkl0001897
MICR Code: 497259504
Address: Village Khadgawankalan, Pratappur Road, District, Surajpur, Chhattisgarh, Pin - 49722
City: Surguja
District: Ambikapur
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497259504.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 259 represents bank IDBI Bank.
  • Remaining characters which are 504 represents branch. In our case branch is located at address Village Khadgawankalan, Pratappur Road, District, Surajpur, Chhattisgarh, Pin - 49722.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.