MICR Code: 390320004
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 390320004.
- In this case first three codes 390 is city code and it represents city Baroda.
- Next three characters 320 represents bank IDBI Bank.
- Remaining characters which are 004 represents branch. In our case branch is located at address Ms Plaza, Abhilasha Char Rasta, New Sama Road, Baroda-390024.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.