MICR Code: 395259009

Bank: IDBI Bank
IFSC Code: Ibkl0001115
MICR Code: 395259009
Address: Idbi Bank Ltd, Anavil Arcade, Honey Park Road, Surat-395009
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395259009.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 259 represents bank IDBI Bank.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Idbi Bank Ltd, Anavil Arcade, Honey Park Road, Surat-395009.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.