MICR Code: 695180823

Bank: IDBI Bank
IFSC Code: Ibkl0046t71
MICR Code: 695180823
Address: Nandanam Complex, Near Overbridge, Kadakkavoor P.O., Pin 695 306
City: Thiruvananthapuram
District: Kadakkavoor
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695180823.

  • In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
  • Next three characters 180 represents bank IDBI Bank.
  • Remaining characters which are 823 represents branch. In our case branch is located at address Nandanam Complex, Near Overbridge, Kadakkavoor P.O., Pin 695 306.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.