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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. IDBI Bank
  4. Kerala
  5. Kottayam
  6. Kottayam
  7. MICR: 686804004

MICR Code: 686804004

Bank: IDBI Bank
IFSC Code: Ibkl0027k05
MICR Code: 686804004
Address: Kalathil Buildings, Muttambalam P O, Kottayam -686004
City: Kottayam
District: Kottayam
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686804004.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 804 represents bank IDBI Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Kalathil Buildings, Muttambalam P O, Kottayam -686004.

How to find micr code (for example 686804004) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.