MICR Code: 686804007

Bank: IDBI Bank
IFSC Code: Ibkl0027k10
MICR Code: 686804007
Address: Edavanthra Building, Gandhinagar P O, Kottayam - 686008
City: Kottayam
District: Kottayam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686804007.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 804 represents bank IDBI Bank.
  • Remaining characters which are 007 represents branch. In our case branch is located at address Edavanthra Building, Gandhinagar P O, Kottayam - 686008.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.