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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. IDBI Bank
  4. Kerala
  5. Ponkunnam
  6. Kottayam
  7. MICR: 686804552

MICR Code: 686804552

Bank: IDBI Bank
IFSC Code: Ibkl0027k02
MICR Code: 686804552
Address: Dwaraka Complex, Punnamparambil Buildings,K K Road, Ponkunnam -686506
City: Kottayam
District: Ponkunnam
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686804552.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 804 represents bank IDBI Bank.
  • Remaining characters which are 552 represents branch. In our case branch is located at address Dwaraka Complex, Punnamparambil Buildings,K K Road, Ponkunnam -686506.

How to find micr code (for example 686804552) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.