MICR Code: 695180010

Bank: IDBI Bank
IFSC Code: Ibkl0046t36
MICR Code: 695180010
Address: Pattam Palace P.O., Pin 695 004
City: Thiruvananthapuram
District: Thiruvananthapuram
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695180010.

  • In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
  • Next three characters 180 represents bank IDBI Bank.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Pattam Palace P.O., Pin 695 004.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.