MICR Code: 400082326

Bank: IDBI Bank
IFSC Code: Ibkl0452nd1
MICR Code: 400082326
Address: Naval Dockyard, Lion Gate, Mumbai 400023
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400082326.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 082 represents bank IDBI Bank.
  • Remaining characters which are 326 represents branch. In our case branch is located at address Naval Dockyard, Lion Gate, Mumbai 400023.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.