MICR Code: 400082381

Bank: IDBI Bank
IFSC Code: Ibkl0452nd4
MICR Code: 400082381
Address: Naval Armament Depot Karanja, Uran Dist. Raigad
City: Raigad
District: Uran
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400082381.

  • In this case first three codes 400 is city code and it represents city Raigad.
  • Next three characters 082 represents bank IDBI Bank.
  • Remaining characters which are 381 represents branch. In our case branch is located at address Naval Armament Depot Karanja, Uran Dist. Raigad.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.