MICR Code: 142259202

Bank: IDBI Bank
IFSC Code: Ibkl0001014
MICR Code: 142259202
Address: Nh95, Plaha Complex, Opp. Lall Palace Cinemahall, G.T. Road Jagraon-142026
City: Ludhiana
District: Jagraon
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 142259202.

  • In this case first three codes 142 is city code and it represents city Ludhiana.
  • Next three characters 259 represents bank IDBI Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Nh95, Plaha Complex, Opp. Lall Palace Cinemahall, G.T. Road Jagraon-142026.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.