MICR Code: 821019002

Bank: Indian Bank
IFSC Code: Idib000b138
MICR Code: 821019002
Address: Chandrawati Complexward No. 18 Mohania Roadbhabhua Kaimur Bihar-821101
City: Kaimur
District: Bhabua
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 821019002.

  • In this case first three codes 821 is city code and it represents city Kaimur.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Chandrawati Complexward No. 18 Mohania Roadbhabhua Kaimur Bihar-821101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.