MICR Code: 812019002

Bank: Indian Bank
IFSC Code: Idib000b043
MICR Code: 812019002
Address: 4 Patal Babu Road Bhagalpur Bihar 812002
City: Bhagalpur
District: Bhagalpur
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 812019002.

  • In this case first three codes 812 is city code and it represents city Bhagalpur.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 4 Patal Babu Road Bhagalpur Bihar 812002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.