MICR Code: 854019202

Bank: Indian Bank
IFSC Code: Idib000k220
MICR Code: 854019202
Address: Aditya Complex Opp- Adarsh Hotel Mirchai Badi- Katihar 854105
City: Katihar
District: Katihar
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 854019202.

  • In this case first three codes 854 is city code and it represents city Katihar.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Aditya Complex Opp- Adarsh Hotel Mirchai Badi- Katihar 854105.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.