MICR Code: 855019002

Bank: Indian Bank
IFSC Code: Idib000k195
MICR Code: 855019002
Address: Bhagat Toll Road, Kishan Ganj, Bihar 855 108
City: Kishanganj
District: Kishanganj
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 855019002.

  • In this case first three codes 855 is city code and it represents city Kishanganj.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Bhagat Toll Road, Kishan Ganj, Bihar 855 108.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.