MICR Code: 812019003

Bank: Indian Bank
IFSC Code: Idib000s207
MICR Code: 812019003
Address: Asha Madhav Complexchhoti Hatsabour Bhagalpur Bihar- 813210
City: Bhagalpur
District: Sabour
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 812019003.

  • In this case first three codes 812 is city code and it represents city Bhagalpur.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Asha Madhav Complexchhoti Hatsabour Bhagalpur Bihar- 813210.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.