MICR Code: 395019005

Bank: Indian Bank
IFSC Code: Idib000b089
MICR Code: 395019005
Address: A-42 Jivkornagar Nr. Roopali Nehar Opp. Swami Vivekanand Garden Bhatar Road, Surat ┬Û 395001
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395019005.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address A-42 Jivkornagar Nr. Roopali Nehar Opp. Swami Vivekanand Garden Bhatar Road, Surat ┬Û 395001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.