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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Bank
  4. Kerala
  5. Kaduthuruthy
  6. Kottayam
  7. MICR: 686019402

MICR Code: 686019402

Bank: Indian Bank
IFSC Code: Idib000k199
MICR Code: 686019402
Address: Nice Towers, Near Central Junction, Kaduthuruthy, Kottayam, Kerala - 686604
City: Kottayam
District: Kaduthuruthy
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686019402.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 402 represents branch. In our case branch is located at address Nice Towers, Near Central Junction, Kaduthuruthy, Kottayam, Kerala - 686604.

How to find micr code (for example 686019402) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.