MICR Code: 686019005

Bank: Indian Bank
IFSC Code: Idib000k050
MICR Code: 686019005
Address: P B No. 105 Csi Building Baker Junctionkottayam 686001
City: Kottayam
District: Kottayam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686019005.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address P B No. 105 Csi Building Baker Junctionkottayam 686001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.