MICR Code: 400019074

Bank: Indian Bank
IFSC Code: Idib000g105
MICR Code: 400019074
Address: Shop No 8 To 12 Corporate Avenue Plot No 488/1, Sonawala Main Road Goregaon East Mumbai
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400019074.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 074 represents branch. In our case branch is located at address Shop No 8 To 12 Corporate Avenue Plot No 488/1, Sonawala Main Road Goregaon East Mumbai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.