MICR Code: 142019001
Bank: Indian Bank |
IFSC Code: Idib000j002 |
MICR Code: 142019001 |
Address: Raikot Road, Jhansi Rani Chowk, Jagraon, Ludhiana Dist 142026 |
City: Ludhiana |
District: Jagraon |
State: Punjab |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 142019001.
- In this case first three codes 142 is city code and it represents city Ludhiana.
- Next three characters 019 represents bank Indian Bank.
- Remaining characters which are 001 represents branch. In our case branch is located at address Raikot Road, Jhansi Rani Chowk, Jagraon, Ludhiana Dist 142026.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.